The Law Association of New Zealand

Open Banking and Fintech: Insights for Lawyers 2025 (On Demand)

This On Demand was recorded on 29 May 2025.

Fintech is the intersection of financial services and technology, and open banking, as a particular example of this, has recently received increased media coverage in light of the new consumer data right legislation. Open banking will encourage competition in the banking market and allow non-banks to benefit. Fintech, however, can also refer to both new forms of delivery for services (such as web platforms and apps) and innovations driven by new technology such as AI and crypto/blockchain/digital assets. So, what do you need to know about them, and what risks, problems, or opportunities can they bring for you and your clients?  

This On Demand, presented by three lawyers experienced in this field, will upskill you about what fintech and open banking are, highlight the current and developing legislative environment, spotlight common legal issues, reference global and local perspectives, and provide insights about what’s ahead.

Learning Outcomes

  • Improve your understanding of what fintech and open banking are, and how they intersect, and their implications for the New Zealand market.
  • Develop your knowledge of the current and pending regulation that applies in this context, including the political drivers at play.
  • Explore common legal issues and fishhooks to watch for.
  • Benefit from hearing about the Revolut experience and learnings from a global and local perspective.

Who Should Watch?

Any lawyer with clients who interact with businesses seeking to use technology to enhance access to financial services and products through payments and other modes of transfer, particularly commercial lawyers, property lawyers and in-house counsel.

Presenters

Jeremy Muir, Partner, MinterEllisonRuddWatts

Luke Ford, Partner, Chapman Tripp

Natalie Bryant, Head of Legal, Revolut


Jeremy Muir

Jeremy is a partner in the Financial Services team at MinterEllisonRuddWatts. He co-leads the firm’s Banking & Financial Services division and is passionate about disruptive innovation in financial services through technology (FinTech). Jeremy is the current Chair of Blockchain NZ and also closely involved with the Financial Markets Authority’s Fintech Sandbox.

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Luke Ford

Luke Ford is a Chapman Tripp finance partner with a particular focus on financial regulation, infrastructure and markets.  He regularly assists industry bodies, banks, fintech providers and others in relation to open banking, novel product regulation, structured finance, licensing, and regulatory change.  Before joining Chapman Tripp in January 2015, Luke worked in London and Hong Kong on international capital markets transactions.  He has been recognised as one of NZ Lawyer’s Most Influential Lawyers 2024, Highly Regarded by IFLR 1000, Band 3 by Chambers Asia Pacific 2024 and a Next Generation Partner by Legal 500.

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Natalie Bryant

Natalie Bryant is Head of Legal at Revolut New Zealand. A dual qualified lawyer in NZ and England & Wales, she brings over 20 years of deep financial services expertise spanning banking, payments, retail investing, trading platforms, and fintech across NZ, AU and the UK. Natalie has a proven record of leading legal and governance functions in complex regulatory environments, including her pivotal role as General Counsel at Sharesies from start-up to growth phase. Recognised as NZ In-house Lawyer of the Year (2021), Natalie excels in providing strategic legal advice to drive innovation and build trust. She has unique experience navigating the legal landscape for innovative financial products, including working with regulators and her current work on Revolut NZ's banking license application. Natalie will share learnings from Revolut's global and local perspective on open banking and fintech.

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Details

CPD Hours: 1.25hr

Pricing Details

Ticket Price

Member: $135 GST

Non-Member: $190 GST

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